How to Understand a Beacon Score. An Equifax FICO Risk Score, previously called a Beacon or Pinnacle score, is a measure of creditworthiness. Like other types of. A credit score in the United States is a number representing the creditworthiness of a person, the likelihood that person will pay his or her debts. Credit Report and Credit Score Options to Fit Your Needs Credit Identity Protection View All Products Tell Us Why You're Here - We Will Help You Find the Right Product. "We are the source of the credit report used to calculate the score. But we're not the source of the credit score itself," says Rod Griffin, director of. All the Sheet Music You Want in One Place. Low Prices. Buy Now! What is the 'Beacon Score' The Beacon score is a number generated by the Equifax Credit Bureau to rank an individual's credit-worthiness. Beacon scores are credit. The most important things to know about credit rating scores! What is a Bad Credit Score? 620 or less? 70% of your score is based on the time. Get your credit report and Equifax credit score plus identity protection tools with daily monitoring and alerts today!. What is a 'Credit Score' A credit score is a statistical number that depicts a person's creditworthiness. Lenders use a credit score to evaluate the probability that. Equifax is one of the larger credit bureau's that compile your credit journals and determine your credit score. Your credit score is referred to as a BEACON Score. All the Sheet Music You Want in One Place. Low Prices. Buy Now! How my FICO Scores are calculated. FICO ® Scores are calculated from many different pieces of credit data in your credit report. This data is grouped into five.